For traders
Get paid by your prop firm. Hold, spend, or withdraw from one place.
Many of our personal users got their first Walletory account from an institutional platform payout. The same wallet, now also for groceries, rent, and your next move.
Personal · Multi-currency wallet
Your money,
without borders.
A multi-currency wallet for traders, freelancers, and the globally mobile. Hold 40+ currencies. Get paid like a local. Spend wherever you land. Built on the same bank-grade rails our institutional clients trust.
Free to openMAS-licensed segregated accountMoving in minutes
9:41
Total balance
€8,420.50
+€124 this week
Send
Receive
Card
My wallets
EUR
Euro
4,120.50
USD
US Dollar
2,840.10
CHF
Swiss Franc
1,260.00
SGD
Singapore
200.00
Just received
+CHF 210.00
Freelance transfer
Settled in 1.2s · CHF wallet
What you get
Three things. Done properly.
Multi-currency wallet
Hold and convert between 40+ currencies at the mid-market rate, with our margin disclosed up-front. No hidden FX, no ‘our preferred rate’ markup.
See supported currenciesWalletory Card
Q3 2026A debit card that spends from whichever wallet you choose. No conversion fees within the wallet. Apple Pay and Google Pay on day one.
Reserve your cardSend money anywhere
Local rails in multiple markets, real-time where they exist, same-day everywhere else. Quoted in your wallet currency before you confirm.
See supported corridorsSend money
Send abroad at the real rate.
Not the bank's rate.
Local rails in multiple markets mean your money arrives like a domestic transfer, not an international one. You see the mid-market rate, the fee, and the arrival time before you confirm. No guessing.
- Mid-market exchange rate, margin shown up-front
- Arrives in seconds on real-time rails (FAST, UPI, PIX)
- Same flat fee whether you send $100 or $100,000
EUR
- Flat fee2.40 EUR
- Mid-market rate1 EUR = 1.0824 USD
- Arrivesin seconds · local rail
USD
Indicative rates, shown for illustration. Your live quote — rate, fee, and arrival time — appears before you confirm.
Why trust us
The same rails that move millions for global fintechs,
now in your pocket.
Walletory is a Singapore-licensed payment institution. The same Walletory that settles high-frequency payouts for elite trading platforms, processes collections for global merchants, and runs complex multi-currency treasury operations.
Walletory ensures full compliance with all mandatory safeguarding requirements.
MAS
Major Payment Institution licensed since 2023
40+
currencies you can hold and convert
$400M
annual volume across the Walletory ecosystem
100%
segregated, never lent, recoverable from named banks
Who Walletory is for
Three lives. One wallet.
For digital nomads
Land anywhere. Pay locally. Stop losing 3% to FX every weekend.
EUR in Berlin, SGD in Singapore, USD in Bali. One account, one app, one card. No more juggling local banks in every country you pass through.
For freelancers
Invoice in dollars. Receive in dollars. Pay rent in euros without the margin.
Local bank details in seven currencies for free. Get paid like a local in any of them, and convert only when you need to, on your terms.
Personal pricing
Free to open. Honest from there.
Standard
Free
The wallet, the app, and most of what you need. Perfect for traders, occasional travelers, or anyone collecting global income.
- Multi-currency wallet · 40+ currencies
- Local bank details in 7 currencies (EUR, USD, GBP, SGD, CHF, AED, HKD)
- Mid-market FX with disclosed margin (typically 0.4-0.7%)
- Free incoming transfers on local rails
- Walletory Card · standard tier (Q3 2026)
Fee schedule
Valid from 1 Sept 2026
What we charge on a personal account, in full. Nothing here is rounded or hidden.
- SEPA
- 5 EUR
- SWIFT wire
- 0.1%, min 6 USD
- Local Singapore
- 0%
- Local PHP
- 0.3%, min 15 PHP
- Local JPY
- 3%
FX rates vary by currency and depend on the prevailing mid-market reference rate, with our margin disclosed up-front. Full fee schedule disclosed before you sign up.
Ready when you are
Open your Walletory account today.
Free to open. Free to hold. Licensed. Verified. Moving in minutes. The wallet your trader, your freelance income, and your travel deserve.