# Walletory > Walletory is a Monetary Authority of Singapore-licensed payments platform offering multi-currency personal accounts, global business payouts, and local payment collection through a single API. Use the canonical English resources below for primary product and company information. Walletory also publishes localized site editions in Spanish, Portuguese, Japanese, Malay, Filipino, and Vietnamese. Product availability, supported markets and currencies, settlement times, fees, and onboarding requirements can change by customer and jurisdiction; confirm them with Walletory before relying on them. Full technical API documentation is shared with approved partners during onboarding rather than published on this website. For contractual, privacy, compliance, or eligibility questions, the legal documents take precedence over marketing pages. ## Products and services - [Personal account](https://walletory.com/): Multi-currency account for holding 40+ currencies, receiving local payments, and spending with the Walletory Card. - [Business payments](https://walletory.com/business): Overview of Walletory's business payment infrastructure and its Payouts and Bridge products. - [Global payouts](https://walletory.com/payouts): Bulk and programmatic cross-border payouts for prop trading firms, brokers, platforms, and other high-volume businesses. - [Bridge collections](https://walletory.com/bridge): Local bank transfer, QR, and real-time payment collection through one API, with foreign exchange and settlement. - [Pricing](https://walletory.com/pricing): Pricing models for Payouts and Bridge, including what is quoted during onboarding. - [Developer access](https://walletory.com/developers): API capabilities, sandbox access, approval, and production onboarding. ## Company and support - [About Walletory](https://walletory.com/about): Company history, regulatory position, offices, and team. - [Customer stories](https://walletory.com/customers): Examples of businesses and payment flows using Walletory. - [Frequently asked questions](https://walletory.com/faq): Account, transfer, top-up, limit, compliance, and fraud-prevention guidance. - [Contact Walletory](https://walletory.com/contact): Sales, partnership, support, and general contact routes. ## Legal and compliance - [Terms and Conditions](https://walletory.com/downloads/Walletory-Terms-and-Conditions-Retail.pdf): Current English retail terms issued by Walletory. - [Fee Schedule](https://walletory.com/legal/fee-schedule): Current fees, limits, and charges by service. - [Privacy Policy](https://walletory.com/downloads/Walletory-Privacy-Policy.pdf): How Walletory collects, uses, shares, retains, and protects personal data. - [Acceptable Use Policy](https://walletory.com/wp-content/uploads/2025/05/Walletory-Acceptable-Use-Policy.pdf): Prohibited and restricted uses of Walletory services. - [Cookie Policy](https://walletory.com/downloads/Walletory-Cookie-Policy.pdf): Information about cookies and similar technologies. - [Customer Domicile Policy](https://walletory.com/legal/customer-domicile): Countries and jurisdictions Walletory does not support or treats as restricted. - [Document history](https://walletory.com/legal/document-history): Published versions and effective dates of Walletory legal documents. ## Optional - [Walletory Blog](https://walletory.com/blog): Articles about payments, financial technology, digital identity, regulation, and online security. - [Careers at Walletory](https://walletory.com/careers): Open roles and information about working at Walletory. - [Spanish site](https://walletory.com/es): Spanish-language edition. - [Portuguese site](https://walletory.com/pt): Portuguese-language edition. - [Japanese site](https://walletory.com/ja): Japanese-language edition. - [Malay site](https://walletory.com/ms): Malay-language edition. - [Filipino site](https://walletory.com/fil): Filipino-language edition. - [Vietnamese site](https://walletory.com/vi): Vietnamese-language edition.